❗ Insurance claims can cost you more than you think ❗
Did you know that past insurance claims—even denied ones—can impact your ability to buy or sell a home? I recently had clients struggle to purchase a perfectly great house because:
🏡 The seller had a denied claim on their sewer line
🚗 The buyer had a claim for a car break-in
And 2025? It’s shaping up to be a year where insurers get even pickier about who and what they’ll cover. You can waive financing contingencies all you want, but you still need homeowners insurance to get financing.
⚠️ If you’re thinking about buying or selling in the next few years, talk to an insurance broker before filing a claim. There are alternative options, but they’re expensive—and insurance is already pricey enough.
Is it fair? No. But it’s the reality we’re dealing with.
Need a referral to a solid insurance broker? DM me! I’m not an insurance expert, but I stay on top of industry changes so you don’t get caught off guard.
📌 Save this post for later & tag a homeowner or future buyer who needs to hear this!
#SeattleRealEstate #HomeBuyingTips #PNWRealEstate #HomeSellingTips #RealEstateBroker #HomeInsurance #RealEstateAdvice #FirstTimeHomeBuyer #HomeSelling #SeattleHomes #MarketTrends #RealEstateTips #SeattleLiving #HousingMarket #PNWLife
🏡 Wondering if winter is the right time to sell your home? Well, it depends...
Every home and every client has a unique story, and deciding when to sell requires careful consideration and tailored research. Timing can significantly influence your sale price, and understanding the nuances can make a big difference.
If you’re thinking about selling anytime in the next three years, I’d love to sit down with you to discuss your specific goals and prepare a strategy that maximizes your home’s potential. Let’s ensure you’re perfectly positioned to succeed when you decide it’s time to move forward!
📲 Feel free to DM me anytime to chat about how we can enhance your home’s value together.
#WestSeattleRealEstate #SeattleHomeSales #SellYourHome #RealEstateTiming #HomeSellingTips #MarketInsight #HomeSellers #RealEstateGoals #ListWithLake #ReferralReady
Happy New Year - Make it all count
Wishing you a New Year filled with the wonder of possibility,
the peace of focusing on what you can control,
and the joy of seeing how even the smallest moments can shape something extraordinary
.........all shared with people who make you forget to check your phone.
Let’s Savor These ☀️Golden Rays☀️ and Look Forward to the Seasons Ahead!
HOW ARE YOU EMBRACING THE END OF SUMMER? Inspire us!
👇️Comment Below 👇️
If you are out of ideas, here are a few of mine. If you want the links to all my favorites, check out >>>>>
🔗http://www.myseattlebroker.com/blog/dogdaysofsummer2024
🏡 Keeping track of your home updates and maintenance isn’t just about staying organized—it’s about adding value to your home and lowering stress when it’s time to sell. I’ve created a simple tool to help you do just that! If you haven’t received my home update tracker yet, send me a message and I’ll get it to you. Trust me, your future self will thank you! ✨
#RealEstateTips #HomeownerLife #HomeMaintenance #HomeUpdates #RealEstateBroker #SeattleRealEstate #HomeSelling #CapitalGains #HomeValue #OrganizedHome #StressFreeSelling #RealEstateAgent #HomeOwnership #PNWLiving
Ready to buy a home but feeling overwhelmed by financing options?
Here are four factors to consider when choosing a mortgage:
📈 Credit Score:
This three-digit number can significantly impact your interest rate and the types of loans you qualify for.
📊 Income & Expenses:
Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations.
💰 Down Payment:
The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance.
📆 Lifestyle & Risk Tolerance:
Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level.
For more on choosing the right mortgage for your specific situation, check out my latest blog post!
🔗 http://www.myseattlebroker.com/blog/2024/8/6/top-4-factors-to-consider-when-choosing-your-mortgage
Getting ready to buy a home? It’s time to focus on boosting your credit score. 🚀 A higher score means lower interest rates and opens up a wider range of mortgage options.
Watch this video for my top 5 tips to raise your credit score, then read our blog post to learn what score you’ll need for different types of mortgages.
🔗 http://www.myseattlebroker.com/blog/2024/8/6/top-4-factors-to-consider-when-choosing-your-mortgage
#realestate #realestateagent #homebuyertips #raiseyourcreditscore #mortgagetips
Has the thought of selling your home crossed your mind? Here are 5 signs it’s the right time to list.
If any of these resonate with you, reach out for a free consultation!
📲 206-713-0041
📧 [email protected]
JUST LISTED in Victory Heights
10417 23rd Ave NE | Seattle, WA 98125
3 Bedrooms | 2 Bathrooms with showers
2,140 sq ft | 7,177 sq ft lot
Listed at $935,000
Meticulous Mid-Century home tucked away in coveted Victory Heights. Almost every room in the flexible floor plan of this home captures views of the incredibly private and peaceful gardens.
Find out more info in the LINK in the Bio or visit MySeatllebroker.com/blog/VictoryHeights
Hi! Will you be in West Seattle tomorrow?
If so, stop on by my open house and say 'hello'!
OPEN HOUSE in SUNRISE HEIGHTS
Sunday 1-3
7509 29th Ave SW
4+ Bedrooms | 1.75 Bathrooms
1,850 sq ft | 6,125 sq ft lot backed by alley
Listed at $840,000
For more information, visit myseattlebroker.com/blog/sunriseheightscapecod
According to Bankrate, U.S. home insurance premiums are up an average of 23% in 2024. 😧
But, you can still save on rates if you’re strategic. Here are a few of my top tips:
🛍️ Shop Around: We recommend that you review at least three estimates while taking into account any differences in the policy terms.
💸 Increase Your Deductible: According to Nerdwallet, raising your deductible from $1,000 to $2,500, for example, could save you an average of 11% each year.
🔨 Make Strategic Home Improvements: Some projects—like updating your electrical system—can reduce your rates by making your home safer or less prone to damage.
Check out my blog post for even more ways to save on home insurance!
http://www.myseattlebroker.com/blog/2024/4/9/6-strategies-to-save-on-home-insurance-premiums
Since 2003, I have had the pleasure of working at Lake & Company Real Estate, Inc., helping hundreds
