Credit Builders Alliance - CBA

12/18/2024

Do you have professional development funds to spend before the start of 2025? Now’s a great time to invest in CBA courses and resources!

CBA’s Training Institute is the go-to resource for in-depth, credit-focused training specifically designed for practitioners in nonprofits, government agencies, and tribal organizations. With comprehensive, tailored courses, it equips professionals to better serve their communities:

• Focused Expertise: Specialized credit training for coaches, counselors, and lenders with a lens on serving diverse and underserved populations

• Diverse Topics: Courses range from foundational to advanced, such as:
o Credit building and credit reporting
o Common credit scores
o Identity theft
o Small Dollar Consumer Loan Training (Coming Soon!)
o Key differences between personal and business credit

• Flexible Pricing: Course prices can fit any budget, with many being completely free and all including member discounts
o Courses can be completed up to one year after purchase, so they are an excellent way to maximize your 2024 budget without adding extra chaos to busy year-end schedules!

🔗REGISTER/LOGIN To The Training Institute Now! https://cbatraininginstitute.org/wp-login.php

Log in or create a free Training Institute account to access these resources. Please allow 1-2 business days for account approval and log in to receive member discounts on education materials.

*CBA offices will be closed beginning Tuesday, December 24, 2024 through Wednesday, January 1, 2025. NOTE: Membership account approvals will be delayed.

12/13/2024

🌟Thank you for your partnership and support this year!🌟

We wish you and your loved ones a safe, healthy, and joyful holiday season.

Please note: CBA offices will be closed from December 24th through January 1st. We look forward to reconnecting with you in the New Year!

Warm regards,
The CBA Team

12/02/2024

One Week to Go! Insights and Strategies from Building Credit, Building Health
🗓 Monday, December 9
🕑2:00 PM ET | 11:00 AM PT

Join Change Machine in one week for a virtual gathering packed with actionable insights at the intersection of financial security and health!

Featuring Expert Speakers:
▪️ Rachel Levy-Culler, Credit Builders Alliance (CBA), on how rent reporting can build credit and financial stability.
▪️ Dr. Ashwini Lakshmanan, Kaiser Permanente, on how financial well-being impacts health, with actionable recommendations for policy, research, and programs.

This session is filled with fresh ideas and practical tools to elevate the connection between financial and personal health in your work. Don’t miss this opportunity to learn from leading experts!

🔗 Register now: https://change-machine.org/.../insights-and-strategies.../

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11/25/2024

📢 Insights and Strategies from Building Credit, Building Health
🗓 Monday, December 9
🕑 2:00 PM ET | 11:00 AM PT

Join Change Machine for a virtual gathering on actionable insights at the intersection of financial security and health!

This event will feature expert speakers from the “Building Credit, Building Health” initiative:

▪️Rachel Levy-Culler, Credit Builders Alliance (CBA), will discuss how rent reporting can serve as a powerful tool for building credit and financial stability.

▪️Dr. Ashwini Lakshmanan, Kaiser Permanente, will share groundbreaking research on how financial well-being impacts health, with recommendations for policy, research, and programs.

Packed with fresh ideas and practical tools, this session will empower you to elevate the connection between financial and personal health in your work.

Don’t miss this opportunity to gain valuable insights and resources from leading experts!

🔗Registration Link:
https://change-machine.org/events/insights-and-strategies-from-building-credit-building-health/

11/13/2024

📣Join Us Next Week for CBA’s November Webinar – Sign Up Today!

CBA Community Webinar Series:
Consumer Lending Regulations and Product Standards

Thursday, November 21, 2024, 2:00 PM - 3:00 PM
Eastern Time (US and Canada) (60-minute session)
Lenders who want to pursue consumer lending encounter many complicated, sometimes confusing regulations. Join CBA Fund and the Consumer Federation of America for CBA’s November 2024 webinar. We’ll discuss common regulations that consumer lenders have to navigate and to learn more about CBA’s Small Dollar Consumer Loan Product Standards.

This session is part of the CBA Community Webinar Series and is open to the public.

REGISTER TODAY 🔗
https://us02web.zoom.us/webinar/register/WN_z8dT0NgPQFyKkHf-TA5UyQ #/registration

11/05/2024

📢Celebrating 50 Years of the Equal Credit Opportunity Act!

For decades, women and minorities faced credit discrimination. The Equal Credit Opportunity Act of 1974 helped pave the way for fair access to credit cards and loans, granting crucial rights and protections to all consumers applying for credit. Here’s to 50 years of progress toward financial equity!

Fifty years ago the Equal Credit Opportunity Act changed access to credit for millions of Americans. Here's how it made lives better.

11/04/2024

🎧CBA CEO Dara Duguay Featured on Latest Episode of Mindful Management: Creating a Trauma-Informed Work Environment

Understanding Financial Trauma with Dara Duguay of Credit Builders Alliance

In the latest episode, host Shenandoah Chefalo sits down with Dara Duguay, CEO of Credit Builders Alliance (CBA). Together, they dive into practical advice on accessing financial resources, breaking down financial stigma, and boosting financial literacy—all essential for a supportive, trauma-informed workplace.

🔗[Link to listen]
https://mindfulmanagementpod.com/e/q80qv6wn-understanding-financial-trauma-dara-daguay-credit-builders-alliance

11/01/2024

📢Growing Credit Building Markets in Minneapolis and Philadelphia!

CBA is thrilled to be a Wells Fargo Foundation grant recipient to lead the Growing Credit Building Markets program! This initiative will expand credit building services, education, and resources to more organizations serving Low to Moderate-Income (LMI) and BIPOC communities in the greater Minneapolis and Philadelphia areas.

New members joining through this program will receive:
• First-year membership fees covered in full
• Two free vouchers for our CREDIT AS AN ASSET™ courses

If your organization serves these communities, we invite you to join CBA and become part of this impactful program. Know of an organization that could benefit? Refer them below, and as a thank you, receive 50% off all registrations for our 2025 annual symposium!

🔗 Become a CBA Member: https://creditbuildersalliance.org/become-member/
🔗 Refer an Organization: https://cba.tfaforms.net/f/refer

10/30/2024

Thank You for Joining CBA at OFN 2024!

CBA Fund, CBA's Community Development Financial Institution (CDFI) intermediary, had the privilege of moderating the session "From Desert to Oasis: Transforming Credit Insecure Communities with Consumer Lending" at Opportunity Finance Network's (OFN) 2024 Conference. We’d like to extend our heartfelt thanks to everyone who made this session possible:

▪️ Christopher Johnson from the Wells Fargo Foundation for introducing the session

▪️ Our SDCL panelists:
- James Caudill, Redbud Financial
- Daniel Padilla, Lending Link Omaha
- Andy Posner, Capital Good Fund

Thank you to all who participated and contributed to such a dynamic, impactful conversation!

10/29/2024

Deadline Extended! Apply Now: Rent Reporting Initiative for NY Affordable Housing Providers

Credit Builders Alliance (CBA) is recruiting NY-based affordable housing providers to join a rent reporting cohort! This program helps providers implement positive-only rent reporting, with benefits including:

▪️ $15,000 grant
▪️Two scholarships to CBA’s CREDIT AS AN ASSET™ course
▪️ Individualized technical assistance
▪️Access to a peer group of housing providers

Eligibility:
▪️ Own or operate affordable rental housing in NY
▪️ Interested in offering rent reporting
▪️Have staff capacity to implement a new program

🗓 New Application Deadline: Friday, November 1
🔗Apply here: https://cba.tfaforms.net/382

10/25/2024

10/25/2024

A huge thank you to Opportunity Finance Network (OFN) for an incredible conference! We loved connecting with so many CDFIs from across the country. Congratulations to the newly elected OFN Board Members:

▪️Skya Ducheneaux, Executive Director, Akiptan (CBA Member)
▪️Nelly Rojas-Moreno, CFO, National Association for Latino Community Asset Builders (NALCAB) (CBA Network Ally)
▪️Arlo Washington, President, People Trust Loan Fund (CBA Member)
▪️John Holdsclaw IV, President & CEO, Rochdale Capital

10/24/2024

🏆Congratulations to CBA member Inclusive Action for the City for winning the Emerging Growth CDFI Award at the 2024 OFN Conference! We’re so proud of your achievement and the impact you’re making in the community.

10/23/2024

📣Credit Builders Alliance (CBA) - Financial Equity Conversations (FEC)

October 20-21
Los Angeles, CA

📷Picture 1/2
Jay Diallo, CEO of First Community Capital, Inc., shared some financial scams his clients have fallen for and how he redirects them.

📷Picture 2/2
Rudy Espinoza, CEO at Inclusive Action for the City on the importance of financial education and putting it into action "Education is really critical, but how can we get resources directly to our clients?

10/22/2024

The CBA team is in LA this week, presenting & exhibiting at Opportunity Finance Network's (OFN) 2024 Conference! Come visit us at Booth #4!

10/21/2024

📣Welcome to our Newest Members of the CBA Credit Building Community!

We're excited that the CBA Credit Building Community has grown to over 600+ members! This month, we warmly welcome the following organizations to our network:

▪️ Capital CDC
▪️ Catholic Charities of North Louisiana
▪️ Central Wisconsin Community Action Council
▪️ Evergreen Business Capital Community Finance
▪️ Housing Authority of the Cherokee Nation
▪️ Neighborhood Allies
▪️ Rende Progress Capital

We're thrilled you've joined the team and look forward to collaborating to create stronger credit opportunities for everyone!

Explore our growing community:
🔗https://creditbuildersalliance.org/find-a-member/

10/18/2024

The CBA team is in LA this week!

We’re excited for a packed week featuring:

◾ Building Credit, Building Health with Kaiser Permanente
◾ Our ongoing Financial Equity Conversations series
◾ Presenting & exhibiting at Opportunity Finance Network's (OFN) 2024 Conference (Visit us at Booth #4!)